Double Trouble: California's Wildfire Crisis and the Rising Cost of Insurance

Authors

Madelyn Shelton, University of Kentucky

Abstract

California is facing a dual crisis: wildfires in the state are intensifying and becoming more frequent, while insurers are pulling coverage from high-risk areas, leaving homeowners exposed to dangerous conditions without affordable coverage. This forces California residents to face a difficult choice, turn to extremely costly insurance alternatives, or go uninsured. As both disasters escalate, the gap between those who can afford protection and those left vulnerable continues to widen.

Document Type

Blog Post

Publication Date

4-23-2025

Notes/Citation Information

Madelyn Shelton, Double Trouble: California's Wildfire Crisis and the Rising Cost of Insurance, The KJEANRL Blog (April 23, 2025), https://perma.cc/Q4KC-9ABD.

Repository Citation

Shelton, Madelyn, "Double Trouble: California's Wildfire Crisis and the Rising Cost of Insurance" (2025). KJEANRL Blog. 704.
https://uknowledge.uky.edu/law_kjeanrlblog/704