The purpose of insurance is to protect against the unknown. Many people carry home, auto, and health insurance to protect themselves against disaster, accidents, and sickness. Insurance provides financial security when the unexpected happens. Many people receive health insurance from their employers. People who are not working or are self-employed, retired, or who have too little or unaffordable coverage now have the opportunity to purchase health insurance through the Health Benefit Marketplace. Before purchasing health insurance, it may be helpful to spend some time considering what you need or want in a health insurance plan.

Publication Date


Publication Number

FCS 5-461